A deductible is the amount per year that you will have to pay out of pocket, before your insurance covers the remaining costs for the work you are having done. A deductible is something that has to be paid in addition to the amount that you pay per year for your insurance coverage. Sometimes the deductible only applies to certain services. With most dental coverage, a deductible is only applied towards basic and major work, such as filling root-canals or crowns, but not towards preventive work such as x-rays or cleanings.
The following is a list of some of the insurance plans that we participate with. If you do not see your plan listed or if you have any questions about your specific plan, please call our office and we will be happy to help.
How Do I Use a Specialist?
All dental services covered by the In Office Saving Plan
are designed to be done at our office here
at Clinton Family Dental. We may refer a patient to a specialist who performs
other services that the patient may need, which is not covered by the Plan.
Clinton Family Dental has a complete listing of highly recommended specialists.
If asked, most people would agree that decisions about dentistry are best made between the patient and their dentist, without a third-party company’s involvement and restrictions. The In Office Saving Plan is different! It has been designed to provide you and your family with affordable preventive dental coverage that your dentist administers. Not only does the Premium Plus Plan provide outstanding coverage for preventive dentistry, the plan offers excellent coverage for major dental procedures like crowns, root canals, bridges, implants and dentures. Since your In Office Saving Plan is not administered by a third party insurance company, all the decisions regarding your dental treatment will be decided by you and your dentist – Dr. Hamam, Dr. Lamb, or Dr. Turanchik, without the need for claim forms, approvals, deductibles, or waiting periods.